Apollo Dkv(Apollo Munich)-Insure Health

Apollo DKV(Apollo Munich) offers various healthdependent can be covered from 91 days, if both
products to its customers. Insure Health is one ofparents are covered under this policy. The
health product with a long list of benefits. This ismaximum entry age is 50 years. The policy
an inpatient easy to buy health insurance product,covers the individual from the age of 5 years
means there is no lengthy process such asonwards.
medical examination to avail this policy. It can beThe premiums for this policy depends on age of
availed at any Apollo Munich health counters by athe insured person and sum insured option chosen.
filling a simple proposal form and getting itThe  premium amount starts from Rs. 530/- .
authorized and activated at the counter itself.There are various sum insured options are
The policy covers the insured person for allavailable that suits to every individuals budget.
medical expenses with its sub-limits. The expensesThey are Rs.25,000/-, Rs.50,000/-, Rs.75,000/-,
include hospitalization, pre-hospitalization, postRs.1,00,000/- and Rs.2,00,000/-. The policy offers
hospitalization, day care procedures, organ donor,coverage on individual sum insured basis only. The
etc. The medical expenses for in-patientco-payment of 15% is applicable for each claim
Ayurveda, Unani, Sidha and Homeopathyunder this policy.
treatment are also covered under the AyushA family discount of 10% is available, if 2 or more
benefit. All pre-existing diseases are covered aftermembers of a family are covered under the
4 continuous policy years.same policy on individual sum insured basis. In
The policy covers the individual and family for theaddition, the policy also offers the loyalty discount
period of 1 year only. The family means spouse,of 5% on the renewal premium.
dependent children and dependent parent. A child